Lapak Asik : Panduan Klaim JHT 1.0.2

Lapak Asik: A Guide to JHT Claims is an application designed to facilitate the online claiming process for the JHT program via mobile devices, as well as allowing users to visit branch offices directly. This app provides comprehensive information on the requirements and steps necessary for successfully claiming JHT.

The Old Age Security (JHT) program is one of the initiatives offered by BPJS Ketenagakerjaan aimed at providing financial protection and assurance for participants upon reaching retirement age.

The retirement funds are accumulated from monthly contributions made by participants during their time as wage earners or non-wage earners. For wage earners, the JHT contribution consists of 3.7 percent from the employer and 2 percent from the employee. In contrast, for non-wage earners, the contribution amount is determined by specific regulations reflective of the participant's earnings.

Participants are eligible to claim their JHT benefits upon reaching the retirement age of 56. Additionally, benefits may be accessed earlier in the event of employment termination (PHK), contract expiration, or employee resignation. Furthermore, claims can also be made if a participant intends to leave Indonesia, faces permanent total disability, passes away, or wishes to withdraw a partial amount between 10 percent and 30 percent.

The disbursement of JHT funds through BPJS Ketenagakerjaan is conducted in cash following a one-month waiting period.

The Lapak Asik: Guide to JHT Claims application aims to assist users in understanding the requirements, as well as procedures for checking and claiming JHT. The application includes:

• Explanation of JHT
• Benefits of JHT
• Claim Submission Criteria
• Claim Documentation Requirements
• Tax Rate Provisions
• JHT Claim Procedures
• In-Office Claim Process
• Online Claim Process
• Priority Claims
• Claims through Partner Banks (SPO)
• 30% Claims
• Check Claim Status

This application serves as a valuable resource for those seeking detailed information regarding the claims process. Users are encouraged to download the Lapak Asik: Guide to JHT Claims for further insights into this important program.

Disclaimer:

• This application is unofficial.
• It does not represent a government entity.
• No partnership exists with BPJS Ketenagakerjaan or related services.
• All images and sources of information are obtained from BPJS Ketenagakerjaan's official website.
• No personal user data is utilized.

Please contact us via email provided if you have suggestions or notice any inaccuracies; we will review and make corrections as deemed necessary.